Empower your business with a ready-to-launch White Label Crypto Card platform that bridges digital assets with everyday payments. Coinexra enables you to issue fully branded Visa and Mastercard-powered crypto cards with wallet integration, instant crypto-to-fiat conversion, compliance support, and global payment network connectivity, helping you launch a secure and scalable crypto card program within weeks.
White Label Crypto Card for Seamless Crypto Payments
A White Label Crypto Card is a pre-built payment solution that enables businesses to issue fully branded crypto cards without developing the underlying infrastructure. It bridges digital assets with everyday payments, allowing users to spend cryptocurrencies for online and in-store purchases wherever Visa and Mastercard payment cards are accepted.
Coinexra's White Label Crypto Card platform integrates crypto wallets, payment networks, and compliance infrastructure into a unified ecosystem. Transactions are processed through real-time crypto-to-fiat conversion, enabling merchants to receive fiat while users pay with their preferred digital assets. This enables businesses to launch secure, scalable, and compliant crypto card programs with reduced development effort while delivering a seamless payment experience.
Why Choose Coinexra for White Label Crypto Card Solutions?
A White Label Crypto Card is more than a payment solution. It is the foundation for building a scalable crypto payment ecosystem that connects digital assets with everyday transactions. Coinexra combines enterprise-grade infrastructure, flexible customization, and blockchain-powered payment technology to help you launch a fully branded crypto card platform with confidence.
Faster Deployment
We help you launch your branded crypto card in weeks instead of spending months on development. Coinexra provides a deployment-ready infrastructure with pre-built modules and payment integrations, helping you enter the market faster while reducing costs.
Enterprise-grade Security
Security is built into every layer of our platform. From encrypted data transmission to secure API authentication, Coinexra will help protect your customer assets, transactions, and sensitive information at enterprise scale.
Regulatory-ready Architecture
Our crypto card is designed with compliance in mind, making it easier to adapt to the evolving regulatory requirements for various jurisdictions. Our audit-ready workflows help businesses maintain operational compliance as they scale.
Global Payment Integrations
Our crypto cards integrate with leading payment processors, banking partners, and card networks like Visa and Mastercard, allowing users to make crypto-powered payments across millions of merchants worldwide with a smooth transaction experience.
Multi-chain Compatibility
Our crypto card supports a wide range of blockchain networks. Coinexra's multi-chain architecture enables businesses to operate on multiple chains and manage multiple digital assets efficiently while remaining flexible.
API-First Architecture
Our API-first approach gives businesses complete flexibility to build custom user experiences and integrate with their existing financial systems. Our well-documented APIs simplify integrations with wallets, exchanges, banking platforms, and more.
White-label Customization
We help you create a crypto card that truly represents your brand. From user interfaces to mobile applications and card designs, every component can be customized to match your branding and operational requirements.
Scalable Cloud Infrastructure
Coinexra's crypto cards are designed to handle growing user bases and increasing transaction volumes without compromising performance. Our cards offer a highly scalable infrastructure, ensuring consistency as your business expands.
How Does a White Label Crypto Card Work?
White Label Crypto Cards operate similarly to a traditional debit or credit card. Using a crypto card is a very simple process; it all starts with signing up with a card service provider and signing up for an account on the platform.
Verification and Linking with Crypto Wallet
Once an account is set up and the user verifies their identity by uploading the necessary documents and completing KYC, users can link their crypto wallet to the crypto card account.
Set up and Deposit Funds
Users deposit crypto, and the provider loads the wallet with an equivalent amount of fiat currency at the latest market rates. Users who have an external wallet can transfer their crypto to the card’s wallet.
Payment at an Online or Retail Store
Purchases made physically or at an online store can be paid with a crypto card, just like traditional debit or credit cards; the fiat equivalent of the purchase will be deducted. For online shopping, card details will be entered at checkout.
Our White Label Crypto Card Solutions
Coinexra offers a comprehensive range of White Label Crypto Card solutions designed to support different business models, user preferences, and regulatory requirements. Whether you are launching a crypto exchange, digital bank, fintech platform, or payment ecosystem, our platform provides flexible card options to meet your business goals.
Custodial Crypto Card
Custodial Crypto Cards store users' digital assets in secure wallets managed by a trusted custody provider. This model simplifies asset management, strengthens security, and offers a familiar payment experience for users who prefer managed custody solutions.
Non-Custodial Crypto Card
Non-Custodial Crypto Cards enable users to spend cryptocurrencies directly from their personal wallets while maintaining complete control over their private keys and digital assets. This model is ideal for businesses targeting users who value decentralization and self-custody.
Prepaid Crypto Card
Prepaid Crypto Cards allow users to convert cryptocurrencies into fiat currency and preload their card balance before making purchases. This approach provides predictable spending while simplifying payment processing.
Multi-Asset Crypto Card
Multi-Asset Crypto Cards support multiple cryptocurrencies within a single card, allowing users to spend different digital assets without switching between wallets. This provides greater flexibility and enhances the overall payment experience.
Stablecoin Exclusive Card
Stablecoin Exclusive Cards support stablecoins such as USDT and USDC, enabling users to make payments with reduced price volatility. They are well suited for B2B transactions, cross-border payments, and businesses seeking more predictable settlements.
Regional Crypto Card
Regional Crypto Cards are designed for specific countries or regions and comply with local regulatory requirements such as MiCA in Europe. They are ideal for businesses focusing on targeted geographic markets.
Global Crypto Card
Global Crypto Cards are designed for international use through major payment networks such as Visa and Mastercard. They enable users to make payments across millions of merchants worldwide, making them suitable for global fintech platforms, travelers, and cryptocurrency users.
Key Features of White Label Crypto Card Solutions
Coinexra's White Label Crypto Card platform is equipped with enterprise-grade features that help businesses launch secure, scalable, and compliant crypto card programs. Every feature is designed to simplify crypto payments while delivering a seamless experience for both businesses and users.
Instant Crypto to Fiat Conversion
Coinexra's white-label crypto card solution allows businesses to offer real-time crypto-to-fiat conversion at checkout by integrating on/off-ramp providers, liquidity partners, and smart routing systems directly into the infrastructure. Businesses don’t have to depend on a crypto exchange, and end users can transact with ease, all in the same ecosystem.
Stablecoin Support and Management
Coinexra’s white-label crypto card supports leading stablecoins to reduce price volatility during payments and settlements, helping businesses offer a more reliable and consistent spending experience to users, whilst maintaining usability.
Multi-chain Asset Spending
Our white-label crypto card solution improves usability and platform efficiency by enabling businesses to provide spending across major blockchains without having customers manually bridge or transfer assets with the help of multi-chain interoperability.
Digital Wallet Compatibility
Coinexra’s white-label crypto card solution is designed to work seamlessly with leading digital wallets such as Apple Pay, Google Pay, and Samsung Pay, and other popular wallets. Making sure smooth contactless payments are carried out across POS terminals and mobile wallet ecosystems.
Supported Cryptocurrencies and Blockchain Networks
Coinexra's White Label Crypto Card platform supports a wide range of digital assets and blockchain networks, enabling businesses to offer flexible payment options for users worldwide.
- Bitcoin (BTC)
- Ethereum (ETH)
- Solana (SOL)
- Polygon (POL)
- BNB Chain
- Avalanche (AVAX)
- USDT
- USDC
- Other EVM-compatible blockchain networks
Security Features of White Label Crypto Card
In a white-label crypto card, security is integrated into every aspect of the system, from wallet to transaction, offering a seamless crypto card solution customised to your brand.
Biometric Authentication
For user authentication, features such as fingerprint scanning and facial recognition are provided as a layer of security for mobile users, enabling fast and secure access without compromising convenience.
Two-Factor Authentication
2FA adds another verification layer by requiring a one-time password or authentication code through a trusted device before granting access. reducing the risk of unauthorized logins even if primary credentials are compromised.
3D Secure & Tokenization
By adding an authentication step during online transactions and substituting unique tokens for sensitive card information, 3D Secure & Tokenisation lowers the risk of fraud and data leakage.
AI-Powered Fraud Detection
AI-Powered Fraud Detection continuously analyses transactions in real time by analysing user behaviour and spending trends to stop unauthorised or suspicious activity.
Business Benefits of Launching a White Label Crypto Card
Launching a white-label crypto card gives businesses a practical way to step into crypto payments without getting tied up in building the backend from scratch. A cost-effective crypto card setup allows businesses to generate revenue across different touchpoints without a heavy upfront investment.
Cost Effective
Launching a white-label crypto card is a hassle-free solution that allows businesses to enter the crypto space or improve their existing crypto services by having a white-label crypto card as an add-on service.
Customer Engagement and Loyalty
By offering premium services, crypto rewards, and loyalty programs achieves user retention, with the company’s ecosystem making it easy to convert users into other crypto services as well.
Multiple Revenue Streams
Launching a white-label crypto card gives you access to a plethora of revenue streams, right from card issuance to fees earned through subscription models.
Expansion Into New Markets
With a white-label crypto card, the core infrastructure is already built to support multiple regions. Entering a new market is easy, as all the heavy lifting has already been done. You can expand faster by leveraging existing integrations, payment network access, and regional support with ease.
Regulatory and Compliance Made Easy
Opting for our white-label crypto card allows you to focus more on growth and user acquisition while staying aligned with required regulations, as it has all been handled.
Technology Stack Behind Our White Label Crypto Card Platform
Our white-label crypto card solution is designed and built keeping in mind scalability, integrations, and interoperability. To achieve that, we have built our white-label crypto card solutions using industry-grade technology.
1) Blockchain Layer
Chains: Ethereum, Bitcoin, Solana
Node providers: Infura, Alchemy
Indexing: The Graph
2) Wallet & Custody Infrastructure
Custody providers: Fireblocks, BitGo
Wallet SDKs: MetaMask, WalletConnect
Key Security: MPC, HSM tools like AWS CloudHSM
3) Crypto-to-Fiat Conversion
Exchanges/liquidity: Coinbase, Kraken
On/Off Ramps: MoonPay, Ramp Network
4) Card Issuing & Payment Networks
Networks: Visa, Mastercard
Issuer Processors: Marqeta, Adyen
5) Processing & Authorization
Payment Processing: Stripe, Checkout.com
Card APIs: Galileo Financial Technologies
6) Compliance & Security
KYC/AML: Sumsub, Onfido
Fraud Prevention: Chainalysis, TRM Labs
7) Backend & API Layer
Backend: Node.js, Django
APIs: REST / GraphQL
Messaging: Apache Kafka
8) Frontend Layer
Mobile: Flutter, React Native
Web: React, Next.js
9) Banking & Fiat Infrastructure
Banking APIs: Solarisbank, ClearBank
Payment Rails: UPI (India), SEPA, ACH
10) Analytics & Monitoring
Monitoring: Prometheus, Grafana
Logs: ELK Stack
Revenue Models of White-label Crypto Cards
Unlike regular debit or credit cards, where interest, penalties, and interchange fees are sources of income, the revenue streams of white-label crypto cards operate on a dynamic and multi-layered monetization model.
Conversion Fees
When users convert their crypto to fiat currency, a small percentage of fees can be levied upon that conversion. This has a multiplier effect when the user frequently makes transactions and spends across different merchants and different high-value assets like Bitcoin and Ethereum.
ATM Withdrawal Fees
When users withdraw physical currency from an ATM by converting digital assets, atm withdrawal fees are charged, which could be a fixed withdrawal fee or a percentage-based fee. It is a high-margin revenue stream.
Card Load Fees
Every time a user adds funds to their card, either through fiat deposits or through crypto-to-fiat conversions, a card load or deposit fee can be charged. This is a recurring and direct charge.
Spending Limit Fees
When standard card limits are surpassed by users, a spending fee is imposed. For users requiring higher thresholds, they could opt for higher premium services. This brings in revenue without ruining the user experience.
Annual Fees
Annual fees are typically charged for continued access to the card and its features. When bundled with benefits like higher limits, rewards, or priority services, it positions itself as a premium service.
Virtual Card and Physical Card Issuance Fees
A virtual card issuance fee is a stable revenue stream and generates upfront revenue whenever a user signs up for a card or requests a replacement.
Frequently Asked Questions
Why are Crypto Cards Becoming Popular?
Crypto Cards are becoming increasingly popular because cryptocurrency has evolved beyond being just an investment asset. Today, users can spend their digital assets at online and physical stores, making everyday crypto payments simple and convenient. By bridging the gap between digital assets and real-world spending through existing payment networks, Crypto Cards enable seamless transactions and greater financial flexibility. As cryptocurrency adoption continues to grow, they have become a preferred payment solution for both consumers and businesses.
What is a White Label Crypto Card?
A White Label Crypto Card is a ready-to-launch crypto payment solution that enables businesses to issue fully branded Visa or Mastercard-powered crypto cards. It allows users to spend cryptocurrencies seamlessly at millions of online and offline merchants wherever traditional payment cards are accepted. Businesses can launch their own branded crypto card program without building the infrastructure from scratch, reducing development time and accelerating product launch.
How fast is the crypto-to-fiat conversion?
Instantly, the crypto-to-fiat conversion is near-instant, similar to a regular debit or credit card transaction.
How does the crypto card work?
At the time of payment, users’ crypto is converted into fiat in real time and processed via networks like Visa or Mastercard, ensuring universal merchant acceptance.
Which cryptocurrencies can be supported?
The solution supports major cryptocurrencies and other new cryptos, along with stablecoins like USDT and USDC.
Can we fully customize the crypto card and app?
Yes, the entire experience is white-labeled according to your business needs, including card design, mobile app interface, user journey, and reward structures.
How long does it take to launch?
Typical deployment ranges from 7 to 12 weeks, depending on integrations, compliance, and customization requirements.
What revenue streams can we earn from?
Businesses can earn through interchange share, crypto-to-fiat conversion margins, FX spreads, transaction fees, and premium subscription models.
Will the crypto cards work internationally?
Yes, Crypto cards issued through global networks like Visa and Mastercard are accepted worldwide.
Does the solution support mobile wallets?
Yes, Coinexra's white-label crypto card solution is compatible with leading digital wallets such as Apple Pay, Google Pay, and Samsung Pay.
Do users need to deposit funds?
Yes, users must hold crypto in their linked crypto wallet or account to enable transactions.
Is KYC and compliance handled?
Yes, Coinexra integrates KYC, AML, and regulatory compliance frameworks as part of the white-label crypto card solution.
Is the crypto card platform secure?
The infrastructure uses enterprise-grade custody, encryption, and monitoring tools, often leveraging providers.
Can users withdraw cash from ATMs?
Yes, ATM withdrawals are supported globally, with configurable limits and fees set up by the provider.
